Your finances. Finally clear.
Budget, accounts, expenses, net worth and league — all in one app you'll actually enjoy opening.
How GetALife works
From account chaos to clarity in three steps — no spreadsheet skills required.
Add your accounts
Add checking, savings, cash, credit card or portfolio — manually in seconds, or automatically with secure bank sync via Plaid.
Assign your budget
Give every available dollar a job across categories like rent, groceries and fun — digital envelope budgeting instead of gut feeling. You always see what's left.
Track & level up
Log expenses by voice, hit savings goals and climb the league system. Your score grows with your financial health.
Everything a money app should do
Plus a few things no other budget app can.
AI voice input
Say "grocery store 47 dollars" — done. GetALife detects amount, merchant and category automatically.
Bank sync
Import transactions automatically via Plaid. Your budget stays current without manual entry.
Envelope budgeting
Assign your money to category envelopes and only spend what's actually available.
Net worth
Assets and debts at a glance — with history and a projection of where you're heading.
Financial runway
How many months could you last without income? GetALife keeps the answer up to date.
Savings goals
Emergency fund, vacation or down payment — set goals and watch your progress visually.
League system
Climb through divisions and compete with people in your stage of life. Otis cheers you on.
Privacy-first
Encrypted data, offline support, dark mode and honest pricing. Your data stays yours.
GetALife vs. classic budget apps
The honest comparison with YNAB & Co. — read the full breakdown.
| GetALife | YNAB | Classic trackers | |
|---|---|---|---|
| Free core version | ✅ Full budget tracking | ❌ 34-day trial only | ✅ Often limited |
| Voice expense tracking | ✅ AI-powered | ❌ | ❌ |
| Envelope / zero-based budgeting | ✅ | ✅ | ❌ Mostly reporting |
| Motivation & gamification | ✅ League system | ❌ | ❌ |
| Financial runway | ✅ | ❌ | ❌ |
Guides: get your money under control
Practical answers to the questions everyone asks — and how to solve them with (or without) GetALife.
The best way to track expenses
Why an expense tracker app beats spreadsheets — and how to start in 10 minutes.
Learn more →How to make a budget: the 50/30/20 rule
The simplest path to a monthly budget you'll actually stick to.
Learn more →Envelope budgeting, digital
The cash envelope system without the cash — how the method works today.
Learn more →How big should your emergency fund be?
The formula, real-life examples, and how to actually get there.
Learn more →How to track your net worth
Assets minus debts: the one number that honestly shows your progress.
Learn more →Understand your financial runway
How long would your money last without income? The metric everyone should know.
Learn more →Track expenses by voice
Say "coffee 4.50" instead of typing — keep your budget current with zero effort.
Learn more →Looking for a YNAB alternative?
Zero-based budgeting without the subscription fatigue — the full comparison.
Learn more →Frequently asked questions
Everything you want to know before downloading.